Top 3 Mortgage Lenders in El Dorado Hills

SurePath Mortgage is a highly-rated local mortgage broker based directly in El Dorado Hills, earning exceptional customer reviews for personalized service and competitive rates. Chris Downey and his team specialize in serving the El Dorado Hills community with extensive experience in California's unique real estate market. They are known for their transparent process, quick closings, and expertise in jumbo loans that are common in this affluent area. Their local presence allows for in-person consultations and deep understanding of El Dorado Hills property values.

Guild Mortgage's El Dorado Hills branch, led by Mike Hales, provides comprehensive mortgage services with the backing of a national company that maintains strong local presence. With over 60 years in business, Guild offers stability and a wide range of loan products. The El Dorado Hills office receives outstanding reviews for their knowledgeable team, competitive rates, and exceptional customer service. They are particularly recognized for their expertise in construction loans and renovation financing, which are popular in the growing El Dorado Hills market.

SchoolsFirst FCU is one of California's largest and highest-rated credit unions, serving educational employees and their families throughout the state including El Dorado Hills. While headquartered in Santa Ana, they have a strong presence in Northern California and offer highly competitive mortgage rates to members. They receive excellent reviews for their low fees, member-focused service, and straightforward mortgage process. As a credit union, they return profits to members through better rates and lower costs, making them a top choice for eligible borrowers in the El Dorado Hills area.