Top 3 Mortgage Lenders in Esparto

As California's largest credit union, Golden 1 has served the Sacramento Valley region including Esparto for decades. They offer highly competitive mortgage rates for members, exceptional customer service with local loan officers who understand rural Yolo County properties, and a comprehensive range of loan products. Their strong community presence, personalized service approach, and extensive experience with agricultural and rural properties make them a top choice for Esparto homebuyers seeking reliable financing with local decision-making.

Guild Mortgage's Woodland branch has built an outstanding reputation serving Yolo County communities including Esparto with exceptional personalized service. They specialize in both urban and rural property financing with expertise in USDA loans particularly relevant for Esparto's semi-rural location. Their local loan officers provide face-to-face service, quick turnaround times, and deep knowledge of the local real estate market. High customer satisfaction ratings reflect their commitment to guiding borrowers through the entire mortgage process with transparency and expertise.

Summit Funding has established itself as a leading mortgage lender throughout Northern California with strong presence in the Sacramento Valley region serving Esparto and surrounding communities. They combine the resources of a national lender with local expertise through their Davis-area loan officers. Particularly strong with first-time homebuyer programs and government-backed loans, they offer competitive rates and a streamlined digital process while maintaining personalized service. Their extensive experience with Yolo County's unique property types and strong customer satisfaction record make them a reliable choice for Esparto residents.