Top 3 Mortgage Lenders in Exeter

As a longstanding community bank deeply rooted in the Central Valley, Central Valley Community Bank has served Exeter and surrounding Tulare County communities for over four decades. They are particularly praised for their personalized service and local decision-making capabilities. Their mortgage team specializes in agricultural and rural property financing, making them an excellent choice for Exeter residents. Customers consistently highlight their competitive rates, transparent process, and knowledgeable loan officers who understand the unique needs of the Exeter market.

As California's largest credit union, Golden 1 has a strong presence throughout the Central Valley including Exeter. They are renowned for offering highly competitive mortgage rates to members and maintaining exceptional customer service standards. Their digital mortgage application process is particularly user-friendly while still providing access to local mortgage specialists. Golden 1 receives consistent praise for their low fees, member-focused approach, and expertise with California-specific housing programs that benefit Exeter homebuyers.

Guild Mortgage maintains a strong Central Valley presence with dedicated loan officers serving Exeter and surrounding communities. As a nationwide lender with deep local roots, they offer the best of both worlds - extensive loan product options combined with personalized local service. They are particularly noted for their expertise with government-backed loans (FHA/VA) and their innovative portfolio lending programs. Guild receives high marks for their responsive communication, efficient closing processes, and ability to handle complex financing scenarios common in rural areas like Exeter.