Top 3 Mortgage Lenders in Farmington

Gold Star Mortgage Financial Group is a highly-rated regional mortgage lender with strong presence in San Joaquin County, serving Farmington and surrounding communities. With over two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in helping rural and suburban homebuyers navigate the mortgage process with expertise in government-backed loans and conventional financing. Customers consistently praise their responsive communication, thorough guidance, and ability to close loans efficiently.

Guild Mortgage is a nationally recognized lender with a strong local presence in the Central Valley, serving Farmington homeowners with comprehensive mortgage solutions. As one of the largest independent mortgage lenders in the U.S., they offer extensive loan programs including specialized options for rural properties common in the Farmington area. Their experienced local team provides personalized service with the backing of a major institution, offering competitive rates and flexible underwriting. Guild is particularly noted for their excellent customer service and ability to handle complex loan scenarios.

Financial Center Credit Union has been serving Central Valley communities including Farmington for over seven decades, offering member-focused mortgage lending with exceptional rates and personalized service. As a not-for-profit financial cooperative, they consistently provide highly competitive mortgage rates and lower fees than traditional banks. Their mortgage specialists take time to understand each borrower's unique situation and provide guidance through the entire homebuying process. FCCU is particularly strong in first-time homebuyer programs and offers local decision-making with quick turnaround times.