Top 3 Mortgage Lenders in Folsom

Guild Mortgage's Folsom branch, led by Kevin McFarlin, maintains exceptional 4.9-star ratings across multiple platforms with nearly 200 reviews. This established local branch specializes in serving Folsom and Sacramento County homebuyers with personalized service. Their team offers comprehensive mortgage solutions including specialized programs for first-time buyers, veterans, and jumbo loan seekers. With over 60 years in business nationally and strong local presence, they're known for competitive rates, transparent communication, and guiding clients smoothly through the entire mortgage process from pre-approval to closing.

CrossCountry Mortgage's Folsom location, managed by Brian K. O'Connell, earns consistent 4.8-star ratings for their exceptional customer service and expertise in the local Folsom market. This branch specializes in diverse loan products including construction loans and investment property financing, making them ideal for Folsom's growing real estate market. Their team is praised for responsiveness, detailed explanations of loan options, and efficient processing. With nearly 20 years of company history and strong regional presence, they offer competitive rates and personalized attention to both purchase and refinance clients throughout the Sacramento region.

Schools Financial Credit Union's Folsom branch provides exceptional mortgage services with 4.7-star ratings and strong community trust. As a member-owned financial institution serving the greater Sacramento region since 1937, they offer competitive mortgage rates and low fees to Folsom residents. Their mortgage team specializes in first-time homebuyer programs, jumbo loans, and home equity solutions with personalized local service. Known for their member-focused approach, they provide comprehensive financial guidance beyond just mortgage lending, making them a trusted choice for Folsom homebuyers seeking long-term banking relationships with competitive terms and local decision-making.