Top 3 Mortgage Lenders in Georgetown

As California's leading credit union, Golden 1 has served the Georgetown area and surrounding foothill communities for decades with competitive mortgage rates and exceptional member service. Their strong local presence throughout the Sierra foothills, combined with their not-for-profit structure, allows them to offer lower fees and more personalized service than many national lenders. They specialize in helping rural property buyers navigate the unique challenges of foothill real estate transactions.

With a strong foothill presence just 30 minutes from Georgetown, Sierra Pacific Mortgage has extensive experience serving the unique needs of El Dorado County homebuyers. Their local loan officers understand the specific requirements of rural properties, well and septic systems, and the Georgetown real estate market. They're particularly known for their expertise in USDA rural development loans and construction financing, making them an ideal choice for Georgetown area properties.

This community-focused bank has deep roots in the Sierra foothills and regularly serves Georgetown homebuyers seeking personalized mortgage service. Their local underwriting and decision-making process allows for more flexibility with rural properties common in the Georgetown area. They excel at construction loans and lot financing, which are particularly valuable for the many custom home projects in the region. Their commitment to local service and understanding of foothill property nuances makes them a top choice.