Top 3 Mortgage Lenders in Greenfield

American Pacific Mortgage has been serving the Central Coast region for nearly three decades with exceptional customer satisfaction ratings. Their Salinas office, located just 30 minutes from Greenfield, specializes in agricultural and rural property lending, making them particularly well-suited for the Greenfield area. They offer competitive rates on USDA loans which are ideal for the region, and their team has extensive experience with first-time homebuyer programs. With numerous local awards and a 4.9-star rating from hundreds of reviews, they maintain strong relationships with real estate professionals throughout Monterey County.

Guild Mortgage's Monterey branch has been a trusted lender in the Central Coast region for over 60 years, with their local team boasting 25 years of combined experience. They consistently receive top marks for customer service and have particular expertise with VA and USDA loans, which are popular in the Greenfield area. Their local processing and underwriting teams ensure quick turnaround times, and they offer unique portfolio lending options for borrowers who don't fit conventional guidelines. With physical offices throughout California and a strong community presence, they understand the unique aspects of Greenfield's real estate market.

As a locally-based credit union, Monterey Credit Union has deep roots in the Central Coast community and has been serving Monterey County residents for over 70 years. Their mortgage team offers personalized service and competitive rates, particularly for members who live or work in the county. They excel at first-time homebuyer programs and offer special relationship discounts for existing members. While based in Pacific Grove, they actively serve the entire Monterey County area including Greenfield, and their local decision-making process allows for more flexible underwriting compared to large national banks.