Top 3 Mortgage Lenders in Greenwood

As California's largest credit union, Golden 1 has served the Greater Sacramento region including El Dorado County for nearly 90 years. They offer highly competitive mortgage rates for members, personalized service from local mortgage experts, and a wide range of loan products. Their strong community presence and not-for-profit structure often result in lower fees and better terms than traditional banks. They have multiple branches throughout the region and specialize in serving California homebuyers with deep understanding of local market conditions.

Umpqua Bank has a strong regional presence in Northern California with a local branch in nearby Placerville that serves the Greenwood area. They're known for their community-focused approach and personalized mortgage services. As a established regional bank, they combine the resources of a larger institution with the personal touch of a local lender. Their mortgage team has extensive experience with rural and mountain properties common in the Sierra foothills region, and they offer competitive construction loans for custom homes in the area.

This regional mortgage lender has been serving California homebuyers for nearly three decades with a strong focus on the Sierra foothills and Central Valley regions. They have extensive experience with rural properties and mountain homes in areas like Greenwood. Sierra Pacific Mortgage offers local underwriting and decision-making, which can streamline the loan process. They're particularly noted for their expertise in jumbo loans and unique property types, making them an excellent choice for the diverse real estate market in El Dorado County.