Top 3 Mortgage Lenders in Gridley

Golden Valley Bank is a highly-rated community bank serving Butte County and the greater Gridley area with exceptional personalized service. As a local institution, they offer competitive mortgage rates with local underwriting and decision-making, which often results in faster closings. Their mortgage team receives outstanding reviews for transparency, communication, and guiding borrowers through the entire process. They specialize in both purchase and refinance loans with various government-backed and conventional options, making them an excellent choice for first-time homebuyers and experienced homeowners alike in the Gridley market.

Sierra Pacific Mortgage has been serving Northern California communities including Gridley for nearly three decades with an outstanding reputation for competitive rates and exceptional customer service. As a direct mortgage lender with local offices in nearby Yuba City, they combine the resources of a large lender with personalized local service. They receive consistently high marks for their efficient processing, knowledgeable loan officers, and ability to handle complex financing scenarios. Their extensive experience with both rural properties in the Gridley area and urban homes makes them a versatile choice for various borrower needs.

Guild Mortgage's Chico branch serves the Gridley area with nationally recognized expertise and strong local presence. With over six decades of experience, they offer a comprehensive range of mortgage products and are particularly noted for their first-time homebuyer programs and government-backed loans. Their local team receives excellent reviews for patient guidance through the mortgage process, especially beneficial for buyers new to the Gridley real estate market. As a company that services 99% of their loans, they maintain long-term relationships with borrowers, providing ongoing support beyond the initial transaction.