Top 3 Mortgage Lenders in Guerneville

Redwood Credit Union is one of the most trusted and highly-rated financial institutions serving Sonoma County, including Guerneville. With deep community roots since 1950, they offer personalized mortgage services with competitive rates and exceptional member service. Their local underwriting team understands the unique aspects of Guerneville's real estate market, including rural properties and flood zone considerations. Members consistently praise their transparent process, knowledgeable loan officers, and commitment to finding the right mortgage solution for each borrower's needs.

As a community bank headquartered in Santa Rosa, Summit State Bank has been serving Sonoma County homeowners for over four decades, including Guerneville residents. Their mortgage team provides local decision-making and personalized service that larger institutions can't match. Specializing in understanding the unique characteristics of Russian River area properties, they offer competitive rates and flexible terms. Customers consistently highlight their responsive communication, expertise with rural properties, and ability to navigate complex loan scenarios with professionalism and care.

Guaranteed Rate's Santa Rosa branch serves Guerneville and the wider Sonoma County area with top-rated digital mortgage solutions combined with local expertise. As one of the largest retail mortgage lenders in the U.S., they offer competitive rates and a streamlined online application process, while maintaining personalized service through local loan officers who understand Guerneville's specific market conditions. Their technology platform allows for quick pre-approvals and efficient processing, while their experienced team provides guidance on Russian River area property considerations, including flood insurance requirements and unique zoning issues.