SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Verified Platform
Home/California/Half Moon Bay
Half Moon Bay, CA

Top 3 Mortgage Lenders in Half Moon Bay

Compare verified mortgage lenders serving Half Moon Bay, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
892+
Reviews
10
Loan Types

Available Loan Programs in Half Moon Bay

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Construction
Investment Property
HELOC

Featured Mortgage Lenders

1

Patelco Credit Union

Patelco Credit Union

★★★★☆
4.8/5

As one of California's largest credit unions with a physical branch in Half Moon Bay, Patelco offers exceptional mortgage services with highly competitive rates. They consistently receive outstanding customer satisfaction ratings for their personalized service and local expertise. Their long-standing presence in the community (since 1936) and comprehensive loan options make them a top choice for Half Moon Bay residents seeking reliable mortgage financing with member-focused benefits.

Experience:85 years
Reviews:285 customer reviews
550 Kelly Avenue, Half Moon Bay, CA 94019

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

Bay Area Home Loans

Bay Area Home Loans

★★★★☆
4.9/5

Specializing in serving the entire San Francisco Bay Area including Half Moon Bay, this highly-rated mortgage broker has built an exceptional reputation for competitive rates and personalized service. With nearly two decades of experience, they excel in handling complex coastal property financing and jumbo loans common in Half Moon Bay's premium real estate market. Their team of local experts provides tailored solutions with remarkable efficiency and customer care.

Experience:18 years
Reviews:187 customer reviews
1250 Bayhill Drive Suite 100, San Bruno, CA 94066

Loan Types:

ConventionalJumboFHAVAUSDAConstructionInvestment Property
3

Wells Fargo Home Mortgage

Wells Fargo Bank, N.A.

★★★★☆
4.6/5

With a physical branch located right in downtown Half Moon Bay, Wells Fargo provides comprehensive mortgage services backed by their extensive national resources and deep local market knowledge. Their long history and strong financial stability make them a trusted choice for Half Moon Bay homeowners. They offer competitive rates, a wide variety of loan products, and dedicated local loan officers who understand the unique aspects of coastal California real estate financing.

Experience:170 years
Reviews:420 customer reviews
440 Main Street, Half Moon Bay, CA 94019

Loan Types:

ConventionalFHAVAJumboRefinanceHELOCConstruction

Why Choose a Mortgage Lender in Half Moon Bay?

Local Market Knowledge

Lenders who understand Half Moon Bay's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Half Moon Bay and get competitive rates on your home loan.