Top 3 Mortgage Lenders in Harmony

As the largest credit union serving California's Central Coast, Coast Hills has deep roots in San Luis Obispo County and serves the entire Harmony area. They consistently receive exceptional ratings for personalized service, competitive rates, and local decision-making. Their mortgage team specializes in Central Coast real estate markets and offers exclusive member benefits including lower fees and relationship-based pricing. With nearly 70 years of community banking experience, they understand the unique needs of rural coastal communities like Harmony.

This highly specialized mortgage brokerage firm serves the entire Central Coast region including Harmony, with particular expertise in rural and agricultural properties common in the area. They maintain a perfect 5-star rating on multiple review platforms and are known for their exceptional communication and creative financing solutions. The team has extensive experience with the unique property types found in Harmony and surrounding areas, including rural residential and land loans. Their local knowledge and relationships with multiple lenders ensure competitive terms.

Guild Mortgage's San Luis Obispo branch has been serving the Central Coast for decades, including the Harmony area. As a nationwide lender with strong local presence, they combine the resources of a major lender with personalized local service. They consistently receive high marks for their efficient processing and wide range of loan products, particularly strong in government-backed loans important for rural areas. Their experienced loan officers understand the specific challenges and opportunities of financing homes in smaller Central Coast communities.