Top 3 Mortgage Lenders in Healdsburg

Luther Burbank Savings has been a dominant force in Sonoma County mortgage lending for over 40 years, with deep roots in the Healdsburg community. They specialize in jumbo loans and luxury property financing, making them particularly well-suited for Healdsburg's high-value real estate market. Their local underwriting team and decision-making authority in Santa Rosa allow for faster closings and personalized service. The company consistently receives top marks for competitive rates, transparent communication, and expertise in Northern California's unique housing market.

As a community bank headquartered in Sonoma County, Summit State Bank has built an exceptional reputation for personalized mortgage services in Healdsburg and surrounding areas. They offer local underwriting and decision-making, which provides significant advantages for complex transactions and construction loans. Their mortgage team has extensive experience with wine country properties, agricultural land, and custom home financing. Customers consistently praise their responsive service, attention to detail, and ability to handle unique financing scenarios common in the Healdsburg market.

Guild Mortgage's Santa Rosa branch has been serving Healdsburg homebuyers for decades with a comprehensive range of loan products and exceptional customer service. As a nationwide lender with strong local presence, they offer the best of both worlds: extensive product options and local expertise. Their team specializes in first-time homebuyer programs, government loans, and competitive refinance options. Guild receives consistent high marks for their educational approach, transparent process, and ability to close loans efficiently in Sonoma County's competitive market.