Top 3 Mortgage Lenders in Independence

As the primary financial institution serving the Eastern Sierra region, Sierra Central Credit Union has been deeply embedded in the Independence community for decades. While headquartered in Bishop, they maintain strong relationships throughout Inyo County and specifically serve Independence residents with personalized mortgage solutions. Their exceptional 4.8 rating reflects their commitment to local homebuyers, offering competitive rates and specialized knowledge of rural and mountain property financing. Their long-standing presence and community-focused approach make them a top choice for Independence home financing.

Plumas Bank has been serving the Eastern Sierra communities including Independence for over four decades, with their Bishop branch being the closest full-service banking location to Independence. They specialize in understanding the unique real estate market of the Owens Valley and surrounding mountain communities. With a 4.7 customer rating, they're praised for their local decision-making authority and expertise in rural property financing. Their construction loans are particularly valuable for Independence area buyers looking to build in this scenic region.

Guild Mortgage maintains a strong presence throughout California's mountain and rural communities, with experienced loan officers who specifically serve the Eastern Sierra region including Independence. Their 4.6 rating reflects their expertise in handling the unique challenges of rural property financing in areas like Independence. They offer a comprehensive range of loan products and are particularly skilled with USDA loans, which are relevant for many Independence properties. Their extensive experience with California's diverse housing markets makes them a reliable choice for local home financing.