Top 3 Mortgage Lenders in Irvine

New American Funding is a direct mortgage lender headquartered in Irvine with an exceptional local reputation and nationwide reach. They consistently earn top ratings for their personalized service, competitive rates, and innovative loan programs including their special initiatives for diverse communities. As a local company with deep Orange County roots, they understand the unique Irvine real estate market and offer portfolio lending options that larger banks may not provide. Their strong digital platform combined with local loan officer expertise makes them a top choice for both purchase and refinance transactions.

Guild Mortgage maintains a strong physical presence in Irvine with multiple local branches and is renowned for their exceptional customer service and wide range of loan products. They are particularly strong in government-backed loans (FHA/VA) and offer unique programs like their Zero Down Payment option for qualified buyers. With decades of experience serving Southern California, they have deep knowledge of the local market conditions and provide personalized guidance through the entire mortgage process. Their high customer satisfaction ratings reflect their commitment to making homeownership accessible.

CrossCountry Mortgage has established a strong Irvine presence with multiple local offices and is known for their competitive rates and comprehensive loan options. They excel in serving both first-time homebuyers and move-up buyers in the competitive Orange County market, with special expertise in jumbo loans that are common in Irvine's higher-priced housing market. Their local loan officers have extensive knowledge of Irvine neighborhoods and provide personalized service with efficient processing. The company receives consistently high marks for their responsive communication and ability to close loans quickly.