Top 3 Mortgage Lenders in Lancaster

Logix Federal Credit Union stands out as one of the highest-rated mortgage lenders in the Antelope Valley, with an exceptional 4.8 rating from hundreds of verified customers. As a longstanding financial institution with deep roots in Southern California since 1937, they offer personalized service through their local Lancaster branch. Customers consistently praise their competitive rates, transparent process, and knowledgeable loan officers who guide borrowers through conventional, FHA, VA, and jumbo loan options. Their first-time homebuyer programs are particularly well-regarded, and as a credit union, they often provide better terms and lower fees than traditional banks.

Guild Mortgage has built an outstanding reputation throughout the Antelope Valley with their Palmdale office actively serving Lancaster homebuyers. With over six decades of experience and a 4.7 customer rating, they excel in government-backed loans including FHA and VA programs that are popular in the Lancaster area. Their local loan officers have extensive knowledge of the high desert market and provide exceptional customer service throughout the entire mortgage process. Guild is particularly noted for their efficient closing times and comprehensive loan product portfolio that accommodates various financial situations and property types common in the region.

New American Funding has established itself as a top mortgage lender serving the Lancaster community with a strong 4.6 rating and nearly two decades of experience. While headquartered in Tustin, they maintain an active presence throughout Southern California including dedicated loan officers familiar with the Antelope Valley market. They are particularly recognized for their diverse loan programs and commitment to serving minority communities and first-time homebuyers. Customers consistently highlight their responsive communication, competitive rates, and the expertise of their bilingual staff, making them an excellent choice for Lancaster's diverse population seeking conventional, FHA, or specialized loan products.