Top 3 Mortgage Lenders in Lathrop

Guild Mortgage has been serving Central Valley communities for over 60 years with their Stockton office conveniently located to serve Lathrop residents. They are particularly renowned for their exceptional FHA and VA loan programs, with dedicated specialists who understand the unique needs of first-time homebuyers and military families. Their local loan officers have deep knowledge of San Joaquin County's housing market and provide personalized service throughout the entire mortgage process.

CrossCountry Mortgage has established a strong presence in the Central Valley with multiple highly-rated loan officers serving Lathrop and surrounding communities. They are known for their competitive rates and extensive loan product portfolio, including specialized construction loans that are particularly relevant for Lathrop's growing new construction market. Their digital mortgage platform combined with local expertise provides a seamless experience for homebuyers.

As a established credit union serving San Joaquin County residents including Lathrop, Financial Center Credit Union offers competitive mortgage rates and exceptional member service. They are particularly strong in first-time homebuyer programs and offer unique benefits like relationship rate discounts for existing members. Their local underwriting and decision-making process allows for faster closings and personalized attention that larger national banks cannot match.