Top 3 Mortgage Lenders in Lincoln

Golden 1 Credit Union is California's leading credit union with a strong presence throughout the Sacramento region and Placer County, serving Lincoln residents with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and deep community commitment. As a member-owned financial cooperative, they offer lower fees and more favorable terms than many traditional banks, with mortgage specialists who provide comprehensive guidance through the entire home financing process.

Vitek Mortgage Group is a highly-rated local mortgage broker serving Lincoln and the greater Sacramento region with exceptional personalized service. They have built an outstanding reputation for their expertise in navigating complex loan scenarios and providing competitive rates across all loan types. Their team of experienced loan officers offers tailored solutions for first-time homebuyers, move-up buyers, and investors, with a focus on transparent communication and smooth closing processes that consistently earn them top customer satisfaction ratings.

Guild Mortgage's Roseville branch has been serving Lincoln and Placer County homebuyers for years with exceptional mortgage services and local expertise. As a nationwide lender with deep community roots, they combine the resources of a large institution with personalized local service. They are particularly recognized for their innovative loan programs, including specialized options for self-employed borrowers and unique property types. Their experienced loan officers provide comprehensive guidance and maintain strong relationships with local real estate professionals throughout the Lincoln area.