Top 3 Mortgage Lenders in Livingston

CrossCountry Mortgage is a highly-rated national mortgage lender with a strong local presence in the Central Valley, serving Livingston and surrounding communities. With over 20 years of experience, they offer a comprehensive range of loan products and are particularly praised for their personalized service and competitive rates. Their Modesto branch is strategically located to serve Livingston residents with dedicated loan officers who understand the local real estate market. Customers consistently highlight their responsiveness, transparency throughout the process, and ability to close loans efficiently.

Guild Mortgage is a well-established lender with deep roots in California and a strong reputation for serving Central Valley communities including Livingston. With over six decades of experience, they offer specialized programs for first-time homebuyers and have extensive expertise with government-backed loans. Their Stockton branch serves the broader region with local loan officers who understand the unique aspects of the Livingston market. Customers frequently mention Guild's educational approach, commitment to finding the right loan product, and exceptional customer service throughout the homebuying journey.

Financial Center Credit Union has been serving Central Valley residents for nearly 70 years and offers competitive mortgage products to Livingston homebuyers. As a member-owned financial institution, they typically offer lower rates and fees than traditional banks, along with personalized service from local mortgage specialists. Their deep community involvement and understanding of the regional housing market make them a trusted choice for Livingston residents. Members consistently praise their transparent process, competitive rates, and the patience of their loan officers in guiding first-time buyers through the mortgage process.