Top 3 Mortgage Lenders in Lodi

Golden Pacific Mortgage is a highly-rated local mortgage brokerage with deep roots in the Lodi community. Michael Lozano and his team have built an exceptional reputation over 25+ years of service, specializing in personalized mortgage solutions for first-time homebuyers and experienced homeowners alike. Their 4.9-star rating reflects consistent customer satisfaction, with clients praising their responsiveness, expertise with various loan programs, and ability to navigate complex financing situations. As a locally-owned business, they understand the Central Valley housing market intimately and maintain strong relationships with real estate professionals throughout the region.

Financial Center Credit Union has been serving the Central Valley community since 1936 and is one of the most trusted mortgage lenders in the Lodi area. While based in nearby Stockton, they actively serve Lodi residents with competitive rates and personalized service. Their mortgage team earns consistent 4.8-star ratings for their educational approach, transparent process, and member-focused lending. As a credit union, they often offer more favorable terms than traditional banks and have specialized programs for first-time homebuyers. Their long history and community commitment make them a reliable choice for Lodi home financing.

CrossCountry Mortgage's Stockton office, led by Jason Johnson, serves the Lodi market with exceptional service and comprehensive loan options. With a 4.9-star rating across multiple review platforms, this team is praised for their efficiency, communication, and competitive rates. They leverage national lending power while maintaining local market expertise, offering a wide range of conventional and government-backed loans. Their strong relationships with local real estate agents and deep understanding of San Joaquin County's housing dynamics make them a top choice for Lodi homebuyers seeking reliable mortgage services with personalized attention.