Top 3 Mortgage Lenders in Los Alamitos

New American Funding is a top-rated direct mortgage lender with a strong Southern California presence and exceptional customer satisfaction ratings. Jason Lopes' Long Beach office consistently receives outstanding reviews for their personalized service, competitive rates, and expertise in Los Alamitos and surrounding Orange County communities. They offer a comprehensive range of loan products with particular strength in jumbo loans and first-time homebuyer programs, backed by their direct lending capabilities that often result in faster closings and better terms.

CrossCountry Mortgage has established itself as one of the premier mortgage lenders serving the Los Alamitos area with Michael Mikhitarian's team receiving consistently excellent feedback for their professionalism and competitive loan options. With deep experience in Orange County's unique real estate market, they specialize in both purchase and refinance transactions, offering particularly strong jumbo loan programs and construction financing. Their local expertise combined with national lending power provides clients with optimal rates and streamlined processing.

As California's largest credit union and a dominant force in Orange County mortgage lending, SchoolsFirst FCU offers exceptional value to Los Alamitos homebuyers who qualify for membership (education community and families). They consistently provide among the most competitive rates in Southern California with lower fees typical of credit unions. With nearly 90 years of financial service experience, they offer personalized mortgage counseling, local decision-making, and outstanding member service, making them a top choice for educators and qualifying residents seeking traditional lending with exceptional terms.