Top 3 Mortgage Lenders in Los Gatos

CrossCountry Mortgage's Los Gatos branch is highly regarded for serving the affluent South Bay Area market with exceptional expertise in jumbo loans and luxury home financing. Their local team has deep knowledge of Santa Clara County's competitive real estate market and offers personalized service with competitive rates. They excel at navigating complex financial situations for high-net-worth clients and provide comprehensive mortgage solutions with streamlined processing.

Bay Equity's Campbell office serves the entire Los Gatos area with outstanding customer service and competitive loan products. As a full-service mortgage lender with strong regional presence, they specialize in both purchase and refinance transactions with particular expertise in Silicon Valley's unique market dynamics. Their team receives consistent praise for responsiveness, transparency throughout the loan process, and ability to close loans quickly in competitive situations.

As one of the Bay Area's most established credit unions, Tech CU has been serving Los Gatos residents for decades with competitive mortgage rates and exceptional member service. They offer significant advantages for jumbo loans in high-cost areas and provide personalized guidance through their experienced mortgage specialists. Their not-for-profit structure often results in lower fees and better terms, while their deep community roots and longstanding reputation make them a trusted choice for Silicon Valley home financing.