Top 3 Mortgage Lenders in Lotus

Bill Swanson at Sierra Pacific Mortgage is one of the highest-rated mortgage professionals serving the Lotus and greater El Dorado County area. With over two decades of experience and nearly 200 excellent reviews, he specializes in helping homebuyers in rural and foothill communities like Lotus. His deep local market knowledge, personalized service approach, and expertise with various loan programs make him particularly valuable for the unique property types found in the Sierra Nevada foothills region.

Mike Himes with Guild Mortgage serves the entire Sacramento region including Lotus and El Dorado County. With Guild's long-standing reputation since 1960 and Mike's 15 years of experience, they offer exceptional service for both purchase and refinance transactions. Their specialization in construction and renovation loans is particularly valuable for the custom home and property improvement needs common in the Lotus area, while their competitive rates and strong customer service record make them a top choice.

As California's largest credit union, Golden 1 has been serving communities throughout the state including Lotus and El Dorado County since 1933. Their mortgage department offers highly competitive rates for members, exceptional customer service, and deep community commitment. With nearly 400 positive reviews and their not-for-profit structure, they provide significant value through lower fees and rates. Their extensive branch network throughout the region ensures convenient local service for Lotus residents.