Top 3 Mortgage Lenders in Lower Lake

Redwood Credit Union stands out as one of the highest-rated mortgage lenders serving Lake County, with a strong local presence through their Clearlake branch just minutes from Lower Lake. They consistently receive exceptional ratings for their personalized service, competitive rates, and deep community involvement. As a not-for-profit financial cooperative, they prioritize member satisfaction over profits, offering comprehensive mortgage solutions with local underwriting and decision-making. Their experienced mortgage team specializes in Lake County properties and provides exceptional guidance through the entire home financing process.

Clear Lake Mortgage Solutions has built an outstanding reputation as a local mortgage brokerage specifically serving the Clear Lake and Lower Lake areas. With nearly perfect customer ratings, they excel at navigating the unique aspects of Lake County real estate, including rural properties and vacation homes. Their team of experienced loan officers provides personalized attention and creative financing solutions, often working with borrowers who have unique financial situations. Their deep local knowledge and commitment to client education make them a top choice for Lake County homebuyers.

Summit State Bank has established itself as a premier community bank serving the North Bay region, including Lake County communities like Lower Lake. While headquartered in Santa Rosa, they actively lend throughout Lake County and have extensive experience with the local market dynamics. Their mortgage team receives consistent praise for responsive communication, local decision-making authority, and competitive loan products. As a community-focused institution, they understand the specific needs of Lake County residents and offer flexible underwriting with personalized service that larger national lenders cannot match.