Top 3 Mortgage Lenders in Magalia

Tim Smith at Guild Mortgage is one of the highest-rated mortgage professionals serving the Magalia and Paradise area, with exceptional expertise in helping Butte County residents navigate home financing. With over two decades of experience and deep local market knowledge, he specializes in both purchase and refinance loans, including specialized programs for fire-affected properties. His nearly perfect 4.9-star rating across multiple platforms reflects his commitment to personalized service and helping clients through complex mortgage scenarios.

Sierra Central Credit Union has been serving Northern California communities for over 70 years, with strong presence in Butte County and dedicated service to Magalia residents. As a member-owned financial institution, they offer competitive rates and personalized mortgage solutions with local underwriting and decision-making. Their experienced mortgage team understands the unique needs of the Magalia community, including post-fire rebuilding and rural property financing. The credit union consistently receives high marks for customer service and community commitment.

Scott Rushing and the CrossCountry Mortgage team in Chico have built an outstanding reputation for serving Butte County homebuyers, including Magalia residents. With extensive experience in Northern California mortgage lending, they offer a comprehensive range of loan products and are particularly skilled at navigating complex property scenarios common in the foothill communities. Their 4.8-star rating reflects consistent excellence in communication, competitive pricing, and thorough guidance through the entire mortgage process from application to closing.