Top 3 Mortgage Lenders in Manhattan Beach

Chris Koonce at Guaranteed Rate is one of Manhattan Beach's most highly-rated mortgage professionals with exceptional local expertise in South Bay real estate. Specializing in jumbo loans that are common in this high-cost coastal market, he maintains a perfect 5-star rating across multiple review platforms. With over 15 years of experience specifically serving Manhattan Beach and surrounding communities, he's known for his personalized service, competitive rates, and deep understanding of beach community property financing. Guaranteed Rate provides robust digital mortgage technology combined with local expertise.

Alex Carlon of CrossCountry Mortgage operates directly from Manhattan Beach and specializes in serving the South Bay area's unique mortgage needs. With extensive experience in jumbo and high-balance loans common to the beach cities, he's built a reputation for exceptional client service and competitive pricing. His local presence allows for in-person consultations and deep understanding of Manhattan Beach's specific market dynamics. CrossCountry Mortgage provides comprehensive lending options with the backing of a national lender's resources while maintaining local expertise and personalized service.

Kinecta Federal Credit Union, headquartered just minutes from Manhattan Beach in El Segundo, has been serving South Bay residents for over 80 years. As one of the largest credit unions in Southern California, they offer highly competitive mortgage rates and exceptional member service. Their local branch network throughout the South Bay provides convenient in-person service, and they have particular expertise in serving Manhattan Beach's unique housing market. Kinecta is known for their community involvement, personalized approach to lending, and member-focused service that often results in better terms than traditional banks.