Top 3 Mortgage Lenders in Mendocino

Redwood Credit Union is one of the most highly-rated financial institutions serving Northern California's coastal regions including Mendocino County. With over 68 years of community banking experience, they offer personalized mortgage services with competitive rates and exceptional member service. Their local loan officers understand the unique real estate market in Mendocino and surrounding areas, providing specialized guidance for rural properties, vacation homes, and primary residences. They consistently receive outstanding reviews for their transparent process, local decision-making, and commitment to community development throughout the North Bay and Mendocino regions.

Summit State Bank has built an exceptional reputation serving the North Bay and Mendocino County regions for over four decades. Their mortgage team specializes in understanding the unique needs of coastal and rural property financing in areas like Mendocino. They offer local underwriting and decision-making, which provides faster closings and more personalized service than larger national lenders. Customers consistently praise their expertise with complex property types common in Mendocino County, including rural land, unique dwellings, and vacation properties. Their community-focused approach and deep local market knowledge make them a top choice for Mendocino area homebuyers.

CrossCountry Mortgage has established a strong local presence in Mendocino County with their Ukiah-based office specifically serving the inland and coastal communities. They combine national lending power with local expertise, offering a comprehensive range of loan products tailored to Mendocino's diverse housing market. Their team has particular expertise with rural properties, agricultural land financing, and unique coastal homes that characterize the Mendocino region. With consistently excellent reviews highlighting their responsive service, competitive rates, and expertise in complex loan scenarios, they've become a trusted mortgage resource for Mendocino County residents and second-home buyers alike.