Top 3 Mortgage Lenders in Middletown

Guild Mortgage's Santa Rosa branch serves the entire North Bay region including Lake County and Middletown. With over 60 years in business nationally and strong local presence, they specialize in rural property financing and offer extensive government-backed loan programs. Their experienced loan officers are particularly skilled with the unique challenges of financing in rural California communities, making them an excellent choice for Middletown residents seeking personalized service and competitive rates.

As a community-focused regional bank serving Sonoma County and surrounding areas including Lake County, Summit State Bank has built a strong reputation for personalized mortgage lending. They offer competitive rates and specialize in construction loans and rural property financing, making them particularly well-suited for Middletown's market. Their local underwriting and decision-making process allows for greater flexibility than larger national lenders.

Serving the entire North Bay region including Lake County communities like Middletown, Napa Valley Mortgage has earned exceptional ratings for their customer service and expertise with rural and semi-rural properties. As a local mortgage broker, they work with multiple lenders to find the best rates and terms for each client's unique situation. Their team has extensive experience with the specific appraisal and financing considerations common in areas like Middletown.