Top 3 Mortgage Lenders in Millbrae

Bay Area Capital Mortgage is a highly-rated local mortgage broker serving Millbrae and the entire Peninsula area with exceptional personalized service. They specialize in complex Bay Area real estate transactions and are known for their competitive jumbo loan rates, which are particularly valuable in Millbrae's high-cost housing market. Their team of experienced loan officers provides white-glove service with extensive knowledge of local market conditions and lending requirements.

Guaranteed Rate has a strong local presence in the Bay Area with multiple offices serving Millbrae residents. As one of the largest retail mortgage lenders nationwide, they offer competitive rates and a streamlined digital mortgage experience while maintaining local expertise. Their San Mateo office is particularly experienced with Peninsula real estate markets and offers specialized jumbo loan programs well-suited for Millbrae's affluent housing market.

Patelco Credit Union is a member-owned financial institution with deep roots in the Bay Area and multiple branches serving Millbrae residents. They offer competitive mortgage rates to members and are particularly strong with first-time homebuyer programs and relationship-based pricing. Their local branch network provides personalized service with the stability of an established credit union, and they have extensive experience with California-specific lending requirements and programs.