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Modesto, CA

Top 3 Mortgage Lenders in Modesto

Compare verified mortgage lenders serving Modesto, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.9
Avg Rating
884+
Reviews
11
Loan Types

Available Loan Programs in Modesto

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Home Equity
Construction Loans
Renovation
Investment Property

Featured Mortgage Lenders

1

Guild Mortgage - Modesto

Guild Mortgage Company

★★★★☆
4.9/5

Guild Mortgage's Modesto branch stands out as one of the highest-rated mortgage lenders in the Central Valley, earning exceptional customer satisfaction ratings for their personalized service and extensive loan options. With deep local market knowledge and a commitment to guiding borrowers through every step of the process, they specialize in both purchase and refinance loans. Their team of experienced loan officers provides competitive rates and flexible solutions for first-time homebuyers, veterans, and experienced homeowners alike, making them a top choice in the Modesto area.

Experience:15 years
Reviews:285 customer reviews
401 Coffee Rd Suite D, Modesto, CA 95355

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Golden 1 Credit Union

Golden 1 Credit Union

★★★★☆
4.8/5

As California's largest credit union, Golden 1 has a strong presence in Modesto with multiple branches and a reputation for exceptional member service. They offer competitive mortgage rates with low fees for members, along with comprehensive financial counseling. Their local loan officers understand the Central Valley housing market intimately and provide personalized guidance through the entire homebuying process. With their not-for-profit structure and member-focused approach, they consistently rank among the top mortgage lenders in the region for customer satisfaction and reliability.

Experience:25 years
Reviews:412 customer reviews
3700 Dale Rd, Modesto, CA 95356

Loan Types:

ConventionalFHAVAJumboHome EquityRefinanceConstruction Loans
3

CORE Lending Group

CORE Lending Group

★★★★☆
4.9/5

CORE Lending Group has built an outstanding reputation in the Modesto area as a boutique mortgage brokerage offering highly personalized service and competitive loan products. Specializing in complex financing scenarios and first-time homebuyer programs, their team of experienced professionals provides white-glove service from application to closing. They excel at finding creative solutions for challenging financial situations and have earned numerous five-star reviews for their responsiveness, transparency, and commitment to client education. Their local expertise and dedication to customer satisfaction make them a premier mortgage option in Stanislaus County.

Experience:12 years
Reviews:187 customer reviews
1115 16th St Suite 204, Modesto, CA 95354

Loan Types:

ConventionalFHAVAUSDAJumboRenovationInvestment Property

Why Choose a Mortgage Lender in Modesto?

Local Market Knowledge

Lenders who understand Modesto's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Modesto and get competitive rates on your home loan.