Top 3 Mortgage Lenders in Mokelumne Hill

Guild Mortgage is a top-rated national lender with a strong Sacramento presence that serves the entire Mokelumne Hill area. They consistently receive exceptional reviews for their personalized service, competitive rates, and expertise with various loan programs including government-backed loans. Their local loan officers have deep knowledge of the Sierra foothills real estate market and provide dedicated support throughout the entire mortgage process, from application to closing.

As California's largest credit union, Golden 1 has served the Mokelumne Hill community for decades through their extensive Northern California branch network. They offer highly competitive mortgage rates for members, exceptional customer service, and a wide range of loan products. Their local knowledge of Calaveras County combined with their not-for-profit structure allows them to provide some of the most favorable terms in the region, particularly for first-time homebuyers.

Located in nearby Sonora, Sierra Pacific Home Loans has deep roots in the Sierra foothills and specializes in serving rural communities like Mokelumne Hill. They are particularly strong with USDA loans and construction financing, making them ideal for the unique property types found in Calaveras County. Their local ownership and decades of experience in the region provide invaluable insight into the local real estate market, and they consistently receive outstanding reviews for their responsive service and competitive rates.