Top 3 Mortgage Lenders in Montara

As the primary local financial institution serving the entire Coastside community including Montara, Coastside County Credit Union has deep roots and exceptional local expertise. They understand the unique coastal property market and offer personalized service with competitive rates. Their mortgage specialists have extensive knowledge of Montara's specific real estate dynamics and provide flexible financing solutions tailored to coastal living. Members consistently praise their responsive service, local decision-making, and commitment to the community.

Summit Funding is a highly-rated regional mortgage lender with strong presence throughout the Bay Area, including dedicated loan officers serving Montara and the Coastside. They consistently receive top marks for their competitive rates, efficient processing, and exceptional customer service. Their local loan officers have extensive experience with Montara's unique coastal properties and can navigate the specific challenges of coastal zone lending. The company is known for its streamlined digital process combined with personalized local service.

Fairway Independent Mortgage has established itself as a premier mortgage lender in the Bay Area with dedicated local loan officers serving Montara and surrounding coastal communities. They are particularly noted for their competitive jumbo loan programs, which are essential in Montara's high-cost housing market. Their local team has extensive experience with coastal property financing and provides exceptional personalized service. Customers consistently praise their responsiveness, expertise with complex transactions, and ability to close loans efficiently in competitive markets.