Top 3 Mortgage Lenders in Morro Bay

Coast Hills Credit Union is one of the highest-rated mortgage lenders serving the Central Coast region with exceptional customer satisfaction ratings. As a member-owned financial institution, they offer personalized service and competitive rates for Morro Bay homebuyers. Their mortgage team has deep local market knowledge and provides comprehensive guidance through the entire home financing process, with special expertise in coastal property financing.

Mission San Luis Mortgage is a highly specialized local mortgage broker serving Morro Bay and the entire Central Coast with exceptional customer reviews. They consistently earn 5-star ratings for their personalized service and expertise in navigating complex coastal property transactions. Their team has extensive experience with Morro Bay's unique housing market and provides tailored solutions for vacation homes, investment properties, and primary residences.

Guild Mortgage has a strong local presence in San Luis Obispo County with dedicated loan officers serving Morro Bay homebuyers. As a national lender with deep local roots, they combine the resources of a large institution with personalized community-focused service. They're particularly noted for their expertise in government-backed loans and first-time homebuyer programs, with numerous positive reviews highlighting their responsive communication and smooth closing processes.