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Home/California/National City
National City, CA

Top 3 Mortgage Lenders in National City

Compare verified mortgage lenders serving National City, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
1168+
Reviews
8
Loan Types

Available Loan Programs in National City

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction

Featured Mortgage Lenders

1

Guild Mortgage Company

Guild Mortgage Company - San Diego

★★★★☆
4.8/5

Guild Mortgage is one of the largest independent mortgage lenders in the United States and is actually headquartered in San Diego, making them exceptionally well-positioned to serve National City residents. With over 60 years in business and deep roots in the San Diego County community, they offer personalized service and extensive loan programs. Their high rating reflects exceptional customer satisfaction, local market expertise, and competitive rates specifically tailored to Southern California's unique housing market.

Experience:25 years
Reviews:487 customer reviews
9444 Friars Road, Suite 100, San Diego, CA 92108

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
2

Mission Federal Credit Union

Mission Federal Credit Union

★★★★☆
4.7/5

As San Diego County's largest locally-based credit union, Mission Fed has been serving the community for over 60 years with multiple branches throughout the county. They offer highly competitive mortgage rates to members and exceptional customer service. Their mortgage team specializes in helping first-time homebuyers and provides comprehensive educational resources. Mission Fed is particularly strong with VA loans and first-time buyer programs, making them an excellent choice for National City residents seeking personalized service and community-focused lending.

Experience:18 years
Reviews:392 customer reviews
9295 Mission Gorge Road, Santee, CA 92071

Loan Types:

ConventionalFHAVAJumboFirst-time HomebuyerRefinance
3

CrossCountry Mortgage

CrossCountry Mortgage, LLC - San Diego

★★★★☆
4.9/5

CrossCountry Mortgage has established itself as a top-rated mortgage lender in the San Diego area with multiple local offices serving National City. They consistently receive outstanding reviews for their responsive service, competitive rates, and efficient loan processing. The company offers a comprehensive range of loan products and has particular expertise in helping borrowers with unique financial situations. Their local team understands the specific dynamics of the National City real estate market and provides personalized guidance throughout the entire mortgage process.

Experience:15 years
Reviews:289 customer reviews
12626 High Bluff Drive, Suite 400, San Diego, CA 92130

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance

Why Choose a Mortgage Lender in National City?

Local Market Knowledge

Lenders who understand National City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in National City and get competitive rates on your home loan.