Top 3 Mortgage Lenders in Needles

Sunwest Mortgage is a highly-rated regional mortgage lender serving the tri-state area including Needles, California. With over two decades of experience, they specialize in serving the unique needs of the Colorado River communities. Their exceptional 4.8-star rating reflects their commitment to personalized service and competitive rates, particularly strong with VA and FHA loans that are popular in the region. They have deep knowledge of the local real estate market and offer both purchase and refinance options with streamlined processing.

Desert Financial Mortgage has built a strong reputation serving the Needles area from their Bullhead City location just across the state line. As part of a well-established financial institution, they offer the stability of a brick-and-mortar presence with the flexibility of a dedicated mortgage team. Their 4.7-star rating is backed by hundreds of satisfied customers who appreciate their transparent process and competitive rates. They excel at first-time homebuyer programs and offer construction loans, which are valuable in the growing Needles market.

Guild Mortgage is a nationally recognized lender with strong California presence that serves the Needles area through their regional offices. With decades of experience and an A+ rating with the BBB, they offer comprehensive mortgage solutions including specialized programs for rural areas like Needles. Their 4.6-star rating reflects consistent customer satisfaction across thousands of loans. They're particularly noted for their excellent customer service throughout the loan process and offer a wide range of loan products including unique options for the California market.