Top 3 Mortgage Lenders in Newport Beach

Guild Mortgage's Newport Beach office is consistently rated among the top mortgage lenders in Orange County, known for exceptional customer service and local market expertise. As a direct lender with in-house underwriting, they offer faster closings and personalized service. Their team specializes in coastal property financing, jumbo loans for luxury homes, and has extensive experience with Newport Beach's unique real estate market. With over 60 years in business nationally and strong local presence, they provide competitive rates and flexible loan options tailored to Southern California homebuyers.

New American Funding serves Newport Beach from their nearby Irvine headquarters and is renowned for their diverse loan programs and competitive jumbo loan rates. They are particularly strong with self-employed borrowers and offer special programs for first-time homebuyers. As a direct lender with portfolio lending capabilities, they can approve loans that traditional banks might decline. Their local team understands Orange County's high-cost housing market and provides personalized service with bilingual support. They consistently receive high marks for communication and closing efficiency.

First American Trust brings over 130 years of financial experience to Newport Beach homebuyers, offering exceptional jumbo loan programs and construction financing for luxury properties. As a local community bank with deep Orange County roots, they provide personalized service and competitive rates, particularly for high-net-worth clients and complex financial situations. Their mortgage team includes local experts who understand Newport Beach's unique coastal property requirements and can structure creative financing solutions. They excel at relationship banking and offer the stability of a well-established financial institution with the flexibility of a local lender.