Top 3 Mortgage Lenders in North Highlands

Golden 1 Credit Union is one of California's largest and most trusted credit unions with a strong presence throughout the Sacramento region. They consistently receive exceptional ratings for their competitive mortgage rates, personalized service, and member-focused approach. As a not-for-profit institution, they often offer lower fees and better terms than traditional banks. Their mortgage team has extensive experience with all loan types and provides comprehensive guidance through the entire homebuying process, making them a top choice for North Highlands residents.

Axia Home Loans is a highly-rated local mortgage broker serving the entire Sacramento metropolitan area, including North Highlands. They have built an outstanding reputation for their exceptional customer service, competitive rates, and efficient loan processing. The company specializes in finding the right loan products for each client's unique situation and has particular expertise with first-time homebuyer programs and government-backed loans. Their team of experienced loan officers provides personalized attention throughout the mortgage process, earning them consistently excellent reviews from Sacramento-area homebuyers.

Guild Mortgage is a nationally recognized lender with a strong local presence in the Sacramento area, including dedicated service for North Highlands clients. With over 60 years in business, they offer exceptional stability and expertise across all mortgage types. The Sacramento branch receives outstanding ratings for their knowledgeable loan officers, streamlined application process, and commitment to customer satisfaction. They are particularly noted for their expertise in government-backed loans and their ability to close loans quickly, making them a reliable choice for both purchase and refinance transactions in the North Highlands market.