Top 3 Mortgage Lenders in Novato

Summit State Bank has been serving the North Bay region for over 40 years and maintains a strong presence in Novato and surrounding Marin County. As a community-focused institution, they offer personalized mortgage services with local decision-making authority. Their team, including experienced lenders like Michael Ciardella, specializes in both residential purchases and refinances with competitive rates. The bank is particularly noted for its expertise in jumbo loans and construction financing, which are common needs in the Novato housing market. Their high customer satisfaction ratings reflect their commitment to responsive service and deep understanding of local real estate dynamics.

RPM Mortgage has established itself as one of the premier mortgage lenders in Marin County with a dedicated Novato presence. Founded in 2000, they bring over two decades of expertise in complex Bay Area real estate transactions. They consistently earn top ratings for their exceptional customer service and competitive loan products, particularly excelling in jumbo loans that are essential for Novato's housing market. Their team includes local experts who understand the unique aspects of Marin County properties, from standard residential purchases to luxury homes and investment properties. The company is renowned for its streamlined processes and personalized approach to each client's financial situation.

CrossCountry Mortgage maintains a strong Marin County presence with dedicated service for Novato homebuyers. With nearly 20 years in business, they combine national lending power with local expertise through their San Rafael branch. They are particularly noted for their comprehensive first-time homebuyer programs and competitive conventional loan options. The company earns consistently high marks for their educational approach to mortgage lending, helping clients understand all available options. Their experienced loan officers, including Brian Seaver, are known for their responsiveness and ability to navigate complex transactions common in the Novato market, from standard purchases to more specialized financing needs.