Top 3 Mortgage Lenders in Oakdale

Guild Mortgage's Oakdale branch has established itself as a premier local mortgage lender with exceptional customer satisfaction ratings. As a direct lender with in-house underwriting, they offer personalized service and competitive rates for the Oakdale community. Their team specializes in helping both first-time homebuyers and experienced homeowners with various loan programs, including specialized options for the agricultural and rural communities surrounding Oakdale. With over six decades in the mortgage industry, they provide reliable, local decision-making and comprehensive guidance throughout the entire home financing process.

CrossCountry Mortgage's Modesto office serves the entire Oakdale area with outstanding customer service and competitive mortgage solutions. They consistently receive top ratings for their responsive communication and expertise in navigating complex loan scenarios. As a direct lender with a wide range of loan products, they offer flexible solutions for Oakdale residents, including specialized programs for the local market. Their team provides personalized attention from application through closing, with a reputation for smooth transactions and transparent pricing. They have strong relationships with local real estate professionals throughout Stanislaus County.

As California's largest credit union, Golden 1 has been serving Central Valley communities including Oakdale for nearly 90 years. They offer highly competitive mortgage rates and exceptional member service, consistently ranking among the top mortgage lenders in the region. Their local Modesto branch provides personalized mortgage counseling and streamlined digital application processes. Golden 1 is particularly strong with first-time homebuyer programs and offers special benefits for members, including rate discounts and lower fees. Their deep community roots and not-for-profit structure make them a trusted choice for Oakdale homebuyers seeking value and reliable service.