Top 3 Mortgage Lenders in Oakhurst

Sierra Pacific Mortgage has been serving the Oakhurst community and surrounding Sierra Nevada region for over 30 years, making them the most established local mortgage provider. They maintain exceptional 4.8-star ratings across multiple review platforms with particular praise for their personalized service and mountain community expertise. As a direct lender with in-house underwriting, they offer competitive rates and faster closing times. Their deep understanding of rural property financing and FHA/VA loan programs makes them ideal for the diverse Oakhurst housing market.

Golden 1 Credit Union maintains a strong physical presence in Oakhurst with their local branch and has been serving Central California homeowners for decades. They consistently earn 4.7-star ratings for their competitive mortgage rates and exceptional member service. As a not-for-profit credit union, they often offer lower fees and more flexible underwriting than traditional banks. Their first-time homebuyer programs and local loan officers with mountain community expertise make them a top choice for Oakhurst residents seeking personalized mortgage solutions.

Guild Mortgage has built a strong reputation throughout Central California, including reliable service to Oakhurst homeowners. With 4.6-star ratings highlighting their responsive communication and smooth closing processes, they're particularly noted for their expertise with government-backed loans (FHA/VA) that are popular in the area. Their extensive loan portfolio includes specialized programs for rural properties and renovation loans, making them well-suited for Oakhurst's diverse housing stock. Local loan officers provide personalized service while backed by a national lender's resources.