Top 3 Mortgage Lenders in Occidental

Redwood Credit Union is one of the most highly-rated mortgage lenders serving Sonoma County and the greater North Bay area, including Occidental. With exceptional customer satisfaction ratings and deep community roots spanning over six decades, they offer personalized service and competitive rates. Their local underwriting team provides quick decisions, and they retain servicing on most loans, ensuring continued local relationship management. RCU is particularly praised for their first-time homebuyer programs and knowledgeable loan officers who understand the unique North Bay real estate market.

As a community bank headquartered in Santa Rosa, Summit State Bank has been serving Sonoma County residents, including those in Occidental, for over four decades. They are particularly strong in construction lending and custom home financing, which is valuable in the Occidental area where unique properties are common. Their local decision-making process and personalized service have earned them excellent reviews. The bank's mortgage team has extensive experience with rural properties and the specific requirements of West County real estate.

Guild Mortgage has a strong local presence in Santa Rosa with experienced loan officers who regularly serve the Occidental area. As a national lender with deep local expertise, they offer a wide range of loan products including specialized programs for rural properties. They are particularly noted for their excellent service with government-backed loans (FHA, VA, USDA) and their ability to handle complex financing scenarios. Their long-standing reputation and extensive experience with Sonoma County's diverse property types make them a top choice for Occidental homebuyers.