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Home/California/Oceanside
Oceanside, CA

Top 3 Mortgage Lenders in Oceanside

Compare verified mortgage lenders serving Oceanside, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.6
Avg Rating
820+
Reviews
8
Loan Types

Available Loan Programs in Oceanside

Conventional
FHA
VA
Jumbo
Refinance
USDA
Reverse Mortgages
ARM

Featured Mortgage Lenders

1

loanDepot

loanDepot, LLC

★★★★☆
4.5/5

loanDepot is a nationally recognized mortgage lender with a strong presence in Southern California, serving Oceanside and surrounding areas. Known for its competitive rates and efficient online application process, the company has built a reputation for customer satisfaction through its wide range of loan options and dedicated local support teams. With over a decade of experience, loanDepot combines technology with personalized service, making it a top choice for homebuyers in North County San Diego seeking reliability and speed in mortgage processing.

Experience:13 years
Reviews:350 customer reviews
16845 Von Karman Ave, Irvine, CA 92606

Loan Types:

ConventionalFHAVAJumboRefinance
2

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a highly-rated mortgage lender with deep roots in California, offering extensive services to Oceanside residents. The company excels in providing flexible loan solutions, including specialized programs for first-time homebuyers and diverse communities. With two decades of experience, they are praised for their responsive customer service, local expertise, and commitment to competitive rates. Their strong community involvement and high customer satisfaction scores make them a trusted partner for mortgages in the San Diego region.

Experience:20 years
Reviews:280 customer reviews
12 Mauchly, Irvine, CA 92618

Loan Types:

ConventionalFHAVAUSDAJumboReverse Mortgages
3

Guaranteed Rate

Guaranteed Rate, Inc.

★★★★☆
4.6/5

Guaranteed Rate is a leading mortgage lender with a significant local office in San Diego, actively serving the Oceanside area. Renowned for its innovative digital tools and transparent process, the company offers a variety of loan products tailored to individual needs. With over 20 years in business, Guaranteed Rate has earned high marks for its expert advisors, fast closings, and exceptional customer support. Their focus on education and community engagement ensures clients in North County receive personalized, reliable mortgage services.

Experience:23 years
Reviews:190 customer reviews
12707 High Bluff Dr, San Diego, CA 92130

Loan Types:

ConventionalFHAVAJumboRefinanceARM

Why Choose a Mortgage Lender in Oceanside?

Local Market Knowledge

Lenders who understand Oceanside's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Oceanside and get competitive rates on your home loan.