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Home/California/Ocotillo
Ocotillo, CA

Top 3 Mortgage Lenders in Ocotillo

Compare verified mortgage lenders serving Ocotillo, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
562+
Reviews
9
Loan Types

Available Loan Programs in Ocotillo

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Investment Properties
ARM

Featured Mortgage Lenders

1

Mission Federal Credit Union

Mission Federal Credit Union

★★★★☆
4.8/5

Mission Federal Credit Union is one of the highest-rated mortgage lenders serving Imperial County and Ocotillo specifically. As a longstanding local financial institution with multiple branches in the Imperial Valley, they offer personalized service and competitive rates. Their mortgage team specializes in helping rural homebuyers and offers extensive first-time homebuyer programs. With exceptional customer satisfaction ratings and deep community roots, they understand the unique needs of Ocotillo residents and the surrounding desert communities.

Experience:65 years
Reviews:350 customer reviews
2201 S 4th St, El Centro, CA 92243

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

The Home Loan Expert Group

The Home Loan Expert Group

★★★★☆
4.9/5

This highly specialized mortgage brokerage serves the entire Southern California region including Ocotillo and Imperial County. They have earned exceptional ratings for their expertise in rural property financing and their ability to navigate complex loan scenarios. The team specializes in USDA loans which are particularly relevant for Ocotillo's rural designation, and they offer personalized service with direct access to loan officers. Their extensive experience with desert community properties makes them an excellent choice for Ocotillo homebuyers.

Experience:15 years
Reviews:200 customer reviews
Serving Southern California including Imperial County

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceInvestment Properties
3

New American Funding

New American Funding

★★★★☆
4.7/5

New American Funding is a nationally recognized mortgage lender with strong presence throughout California, including service to Imperial County and Ocotillo. They offer competitive rates and have particular expertise in serving diverse communities and first-time homebuyers. Their digital mortgage process is highly rated, and they provide extensive educational resources for borrowers. With their large scale and excellent customer service reputation, they can offer competitive products while maintaining personalized attention for Ocotillo residents seeking mortgage financing.

Experience:18 years
Reviews:12 customer reviews
Multiple locations serving Southern California

Loan Types:

ConventionalFHAVAJumboARMRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Ocotillo?

Local Market Knowledge

Lenders who understand Ocotillo's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Ocotillo and get competitive rates on your home loan.