Top 3 Mortgage Lenders in Oxnard

Michael E. Jones leads one of the highest-rated mortgage teams in Oxnard with over two decades of experience serving Ventura County. His team at American Pacific Mortgage consistently receives exceptional reviews for their personalized service, extensive local market knowledge, and ability to close loans efficiently. They specialize in helping first-time homebuyers navigate the complex Southern California market while offering competitive rates on conventional, FHA, and VA loans. Their deep community involvement and bilingual capabilities make them a top choice for Oxnard residents.

As one of the most established financial institutions in the region, Ventura County Credit Union has been serving Oxnard and surrounding communities since 1956. While headquartered in Ventura, they have a strong presence throughout Oxnard with multiple branches and extensive local lending experience. They offer highly competitive mortgage rates to members, exceptional customer service, and a wide range of loan products. Their not-for-profit structure allows them to offer lower fees and better terms than many traditional banks, making them a popular choice for Oxnard homebuyers.

Mike Grijalva and his team at CrossCountry Mortgage have built an outstanding reputation in Oxnard and throughout Ventura County for their expertise and customer-focused approach. With nearly two decades of experience, they specialize in helping borrowers with diverse financial situations, including self-employed individuals and those with unique income scenarios. They offer a comprehensive range of loan programs and are particularly noted for their transparent communication throughout the lending process. Their local market expertise and strong relationships with real estate professionals in Oxnard make them a top contender for mortgage services.