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Home/California/Palo Alto
Palo Alto, CA

Top 3 Mortgage Lenders in Palo Alto

Compare verified mortgage lenders serving Palo Alto, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
1330+
Reviews
9
Loan Types

Available Loan Programs in Palo Alto

Conventional
Jumbo
FHA
VA
Refinance
Construction
USDA
Reverse Mortgages
Renovation

Featured Mortgage Lenders

1

JPMorgan Chase Home Lending

JPMorgan Chase Bank, N.A.

★★★★☆
4.8/5

As one of the largest mortgage lenders in the Bay Area, JPMorgan Chase has a strong physical presence in Palo Alto with dedicated mortgage advisors who understand the unique Silicon Valley real estate market. They specialize in jumbo loans which are essential for Palo Alto's high-priced homes, and offer competitive rates for both purchase and refinance transactions. Their local mortgage advisors have extensive experience with the complex financial profiles common among tech industry professionals.

Experience:20+ years
Reviews:450 customer reviews
525 University Avenue, Palo Alto, CA 94301

Loan Types:

ConventionalJumboFHAVARefinanceConstruction
2

Bay Equity Home Loans

Bay Equity LLC

★★★★☆
4.9/5

Bay Equity has established itself as a premier mortgage lender in the Peninsula area with exceptional customer satisfaction ratings. They are particularly noted for their personalized service and expertise in navigating complex loan scenarios common in high-cost markets like Palo Alto. Their loan officers have deep local market knowledge and offer a wide range of loan products with competitive pricing. The company consistently receives high marks for communication and closing efficiency.

Experience:15+ years
Reviews:380 customer reviews
1900 University Avenue, East Palo Alto, CA 94303

Loan Types:

ConventionalJumboFHAVAUSDAReverse MortgagesRefinance
3

Wells Fargo Home Mortgage

Wells Fargo Bank, N.A.

★★★★☆
4.7/5

With a longstanding physical branch presence in Palo Alto, Wells Fargo offers comprehensive mortgage services backed by one of the nation's largest financial institutions. They have specialized jumbo loan programs tailored for the Bay Area market and extensive experience with the unique financial situations of Silicon Valley residents. Their local mortgage consultants provide personalized service with access to a wide array of loan products and competitive rates for both conventional and high-balance loans.

Experience:30+ years
Reviews:500 customer reviews
1801 Page Mill Road, Palo Alto, CA 94304

Loan Types:

ConventionalJumboFHAVAConstructionRenovationRefinance

Why Choose a Mortgage Lender in Palo Alto?

Local Market Knowledge

Lenders who understand Palo Alto's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Palo Alto and get competitive rates on your home loan.