Top 3 Mortgage Lenders in Pebble Beach

As the premier community bank serving the Monterey Peninsula since 1999, Monterey County Bank has established itself as the go-to mortgage lender for Pebble Beach residents. Their local underwriting and decision-making process allows for personalized service and competitive jumbo loan programs specifically designed for the high-value properties in Pebble Beach. With deep roots in the community and a reputation for exceptional customer service, they understand the unique financial needs of coastal Monterey County homeowners.

Located just minutes from Pebble Beach in Carmel, this highly specialized mortgage brokerage has served the Monterey Peninsula's luxury real estate market since 1996. They are particularly renowned for their expertise in jumbo loans and complex financing scenarios common in Pebble Beach's high-value property market. With nearly three decades of experience, they've built relationships with multiple lenders to secure competitive rates and have extensive experience with golf course properties, estate homes, and vacation residences.

Combining national lending power with local expertise, CrossCountry Mortgage's Carmel office has become a trusted mortgage provider for Pebble Beach homeowners since 2003. They offer a comprehensive range of loan products with particular strength in jumbo and non-conforming loans needed for the area's luxury properties. Their local loan officers have extensive experience with Monterey Peninsula real estate and provide personalized service while leveraging the competitive rates and streamlined processes of a national lender.