Top 3 Mortgage Lenders in Petaluma

Redwood Credit Union stands out as one of the highest-rated mortgage lenders serving Petaluma and the entire North Bay region. With deep community roots and exceptional member satisfaction ratings, RCU offers highly competitive rates and personalized service. Their mortgage team provides comprehensive guidance through the entire home financing process, specializing in first-time homebuyer programs and offering a wide range of loan products. The credit union's local underwriting and decision-making process allows for faster approvals and more flexible solutions than many national lenders.

As a community bank headquartered in Sonoma County, Summit State Bank has built an outstanding reputation for mortgage lending in Petaluma and surrounding areas. Their local loan officers provide personalized service with in-house underwriting, allowing for more flexibility and faster decision-making. The bank excels at understanding the unique aspects of Sonoma County's real estate market and offers specialized construction and commercial lending programs alongside traditional residential mortgages. Their high customer satisfaction ratings reflect their commitment to building long-term relationships.

Guild Mortgage maintains a strong presence in Petaluma through their Santa Rosa branch, offering extensive mortgage expertise with the backing of a national lender. They are particularly renowned for their government loan programs (FHA and VA) and first-time homebuyer assistance. Guild's local team combines deep knowledge of Petaluma's housing market with access to a wide variety of loan products and competitive rates. Their streamlined process and dedicated local loan officers ensure personalized service while leveraging the resources of a major mortgage company with over 60 years of industry experience.