Top 3 Mortgage Lenders in Philo

Central Valley Community Bank has been serving the Central Valley region for over 40 years with deep roots in agricultural and rural communities like Philo. They specialize in understanding the unique needs of rural property owners and offer personalized mortgage solutions with local decision-making. Their mortgage team receives exceptional reviews for their knowledge of rural property financing and commitment to customer service, making them an ideal choice for Philo residents seeking local expertise with competitive rates and flexible loan options tailored to the region's specific needs.

Guild Mortgage has a strong presence throughout California with multiple offices serving rural communities in the Central Valley. They are particularly noted for their expertise in USDA loans, which are highly relevant for Philo's rural character. With over 60 years in business, they offer extensive experience with all loan types and receive outstanding customer reviews for their responsive service and competitive rates. Their local Fresno office has specific knowledge of Mendocino County properties and provides personalized guidance through the entire mortgage process.

New American Funding has established itself as a leading mortgage lender with strong California operations and specific expertise in serving diverse communities throughout the Central Valley. They offer competitive rates and innovative loan products, including their signature I CAN mortgage program. The company receives excellent reviews for their efficient processing and knowledgeable loan officers who understand the nuances of rural California properties. Their Fresno-based team regularly serves clients in surrounding rural areas including Philo, providing comprehensive mortgage solutions with strong customer support.