Top 3 Mortgage Lenders in Placerville

As California's largest credit union, Golden 1 has been serving Placerville and the greater Sacramento region for decades with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and deep understanding of the local real estate market. Their mortgage specialists provide comprehensive guidance through the entire homebuying process, with special programs for first-time buyers and excellent member benefits that include rate discounts for automatic payments.

With a physical branch located right in Placerville, Guild Mortgage provides exceptional local service combined with national lending power. They are particularly renowned for their expertise in rural and mountain property financing, making them an ideal choice for El Dorado County homebuyers. Their loan officers have deep knowledge of the local market conditions and specialize in creative financing solutions for unique properties common in the Sierra foothills region.

Serving the Placerville area from their nearby Cameron Park location, Sierra Pacific Mortgage has built an outstanding reputation for reliability and customer service in El Dorado County. They offer a wide range of loan products with particularly strong programs for rural properties and custom home financing. Their experienced loan officers are known for their attention to detail and ability to navigate complex transactions, making them a top choice for both first-time homebuyers and experienced investors in the region.