Top 3 Mortgage Lenders in Planada

Golden 1 Credit Union is California's largest credit union with a strong presence throughout the Central Valley, including service to Planada residents. As a member-owned financial cooperative, they offer highly competitive mortgage rates and personalized service. Their extensive branch network throughout Merced County and the Central Valley provides local accessibility. They specialize in first-time homebuyer programs and offer exclusive member benefits, including rate discounts for automatic payments. With nearly 90 years of serving Californians, they have built a reputation for exceptional customer satisfaction and community-focused lending.

First Priority Financial is a highly-rated local mortgage broker based in Merced, just minutes from Planada. They have earned exceptional reviews for their personalized service and expertise in Central Valley real estate markets. As a mortgage broker, they work with multiple lenders to find the best rates and terms for each borrower's unique situation. Their team has deep knowledge of local market conditions and specializes in helping both first-time homebuyers and experienced investors. They're particularly noted for their responsive communication and ability to navigate complex loan scenarios with efficiency and professionalism.

Guild Mortgage is a nationally recognized lender with strong Central Valley presence, serving Planada through their Fresno and regional offices. With over six decades of experience, they offer a comprehensive range of mortgage products and are particularly strong in government-backed loans including FHA and VA programs. Their local loan officers understand the unique aspects of the Planada and Merced County housing markets. Guild is known for their reliable service throughout the entire loan process and strong post-closing support. They consistently receive high marks for their educational approach to home financing and commitment to community lending.